Research Assistant & Finance Student
Undergraduate Researcher
Web Developer
Undergraduate Finance student at Army Institute of Business Administration (Affiliated with Bangladesh University of Professionals) operating at the intersection of FinTech research, academic data systems, and web architecture. Currently serving as the Institutional Research Assistant at Army IBA Sylhet alongside being a Founding Member at CFSBR.
Army Institute of Business Administration
Research Assistant & Finance Student (Affiliated with BUP) • Sylhet, Bangladesh
Centre for Fintech & Strategic Business Research
Founding Member & Computational Research Lead • Dhaka, Bangladesh
What is new: refreshed project highlights, FinEngine, and research publications.
Current Highlights
Live Feed
NAPD Research Grant 2025-26
Deploying National Living Standard Index (MSEI) Digital Infrastructure • Ministry of Public Administration
SUST Research Grant
Architecting Bayesian Econometric Data Portal for DSE Dividend-Volatility Analysis
BD MFS Inclusion Radar (v1.0.0 Alpha)
Strategic Data Terminal for Fintech Ecosystem Analysis • CFSBR Intelligence • Launched January 2026
ICCBM 2025 Presentation
2nd International Case Conference on Business and Management • BRAC University
NASA Space Apps Challenge
Global Nominee • Regional 1st Runner-Up • 2025
WordCamp Dhaka 2025
Volunteer & Contributor
About Me
Background
Undergraduate Finance student at Army Institute of Business Administration (BUP-affiliated) operating at the intersection of fintech research, academic data systems, and web architecture. Currently serving as the Institutional Research Assistant at Army IBA Sylhet alongside being a Founding Member at the Centre for Fintech & Strategic Business Research (CFSBR).
Proven track record in building full-stack data terminals, administering ODK-based survey pipelines for national grants, and bridging econometric analysis with scalable digital solutions.
2025 Key Achievements
NASA Space Apps Challenge: Global Nominee & Regional 1st Runner-Up with Team AIBA SpaceWeb
ICCBM 2025: 3rd international conference presentation on AI-driven nano loans at 2nd International Case Conference on Business and Management
ICCTASS 2025: Contributed research on sustainable energy policy frameworks
ICFLEW 2025: Presented at inaugural International Conference on Financial Literacy & Economic Wellbeing
AIBA Half Marathon: Developed complete digital infrastructure serving 850+ runners (167 GitHub commits)
WordPress Community: Active volunteer at WordCamp Dhaka 2025 and contributor to open-source initiatives
Research Interests
FinTech & Financial Inclusion
Mobile financial services, digital banking adoption, and financial literacy
Information Systems
Hybrid learning systems, educational technology, digital transformation
Financial Cyber Warfare and State Sovereignty: Revisiting the Bangladesh Bank Reserve Heist a Decade Later
An analytical investigation into state sovereignty and systemic vulnerabilities in international financial architectures following the Bangladesh Bank reserve heist.
bKash's AI-Driven Nano Loans: Advancing Sustainable Microfinance in Bangladesh
This paper examines the implementation and impact of AI-driven nano loans by bKash in Bangladesh, focusing on sustainable microfinance practices and their socio-economic implications.
Assessing the Socio-Economic Impact and Sustainability of Microfinance-Enabled Solar Home Systems in Rural Bangladesh: A Mixed-Method Study (2019-2025)
Mixed-method international conference publication evaluating health, emissions, and sustainability outcomes of microfinance-enabled solar home systems in rural Bangladesh.
Deterministic Finance Primitives for JavaScript & TypeScript
Creator & Lead Maintainer | A CFSBR Initiative
Bank-grade deterministic loan amortization, repayment schedules, and BDT-localized currency primitives (Lakh / Crore). Eliminates IEEE-754 float drift with zero server dependencies, permanent CERN Zenodo archiving, and Crossref DOI verification.
Bi-monthly faculty-governed student series transforming outstanding undergraduate coursework across fintech, strategy, and analytics into permanent, Crossref DOI-backed scholarly records (Prefix 10.67226) hosted on PubPub under CC BY-NC 4.0.
Diamond Open AccessCrossref DOI: 10.67226PubPub & Knowledge FuturesCC BY-NC 4.0
Centre for Fintech & Strategic Business Research (CFSBR)
Active
Empowering Financial Horizons through Strategic Intelligence
Co-founded by Md Golam Mubasshir Rafi & Afshara Tasneem Zoa. Hybrid think-tank and innovation lab bridging economics, computational engineering, business strategy, and policy. Operates under Crossref DOI prefix 10.67226, C2PA standards, and Linux Foundation JDF.
Satellite Inspection-as-a-Service (SIaaS) platform for NASA Space Apps Challenge 2025. Real-time tracking of 64,000+ space objects with AI collision prediction and interactive Mapbox visualization.
Evidence-based mental health platform addressing post-COVID exam anxiety in Sylhet's educational community. Features AI counselor inspired by Sabikunnahar Mahi's elder sister support approach (24/7 availability), evidence-based workshops, and bilingual support.
Strategic data terminal for MFS ecosystem analysis and inclusion trends in Bangladesh. Powered by CFSBR Intelligence, this platform monitors digital payment trends, gender participation, and provider market shares with comprehensive analytics.
Official website for national half marathon organized by Army IBA Hiking and Trekking Club, Sylhet. Features online registration, event schedules, sponsor showcases, and participant resources.
Comprehensive blood donation management system for Army IBA Social Welfare Club. Features donor matching, blood request coordination, and real-time availability tracking with TypeScript and Next.js.
Official website for Sylhet Sustainable Development Research Firm using WordPress and Elementor. Responsive, user-friendly platform showcasing research initiatives.
Real-time university bus tracking system for Army IBA using Mapbox GL JS. Features live location tracking, route visualization, and ETA predictions for campus transportation.
Educational platform for SSDRF's learning initiatives. Features course listings, user registration, and interactive content delivery systems built with WordPress and WooCommerce.
Complete travel solution for Bangladesh featuring 64 district ambassadors, tour packages, and comprehensive travel services. Built with Tailwind CSS and interactive design for tourists and travelers.
90-second TVC addressing mental health awareness among university students. Writer and Project Coordinator. Submitted to film festivals addressing psychological wellbeing.
Dynamic achievement showcase platform for Army IBA students featuring search, filters, dark mode, and modal detail views. Built with Alpine.js and Tailwind CSS for seamless user experience.
Explore all conference photos, achievements, and academic events
Relevant Experience & Appointments
Academic research assistantships, institutional infrastructure development, and technical roles
Army Institute of Business Administration (Army IBA), Sylhet
Institutional Research Assistant
July 2026 – Present
Serve as the Institutional Research Assistant for the institute, facilitating academic research initiatives, institutional analytics, and faculty-led empirical studies across departments.
Work directly with the Center for Research and Development (CRD) to develop research data pipelines, manage working papers, and optimize digital research infrastructure.
Coordinate empirical survey frameworks, streamline econometric datasets, and assist in administrative and technical documentation for institutional publications.
Centre for Fintech & Strategic Business Research (CFSBR)
Founding Member & Computational Research Lead
January 2026 – Present
Founding member of an independent research initiative focused on financial technology inclusion, algorithmic credit scoring, and evidence-based economic policy in Bangladesh.
Engineered the institutional scholarly infrastructure, deploying the C.A.S.E. Series Repository on PubPub and securing organizational identifiers (ISNI) to institutionalize open-access research dissemination.
Co-authored the Campus Co-Publishing Model (CCPM) white paper, establishing decentralized, DOI-backed publishing pathways for undergraduate researchers.
Manage digital workflows, open-access metadata protocols, and collaborative research initiatives bridging academic research with market application.
National Academy for Planning and Development (NAPD), Ministry of Public Administration
Research Assistant (Department of Economics, SUST) - Data Infrastructure
September 2025 – June 2026
Project: "Adapting the Minimum Survival Expenditure Index (MSEI) for Bangladesh: A Comprehensive Study on Basic Living Standards and Policy Implications"
Built the official web platform using Next.js and Vercel to showcase research methodology and results securely (msei-bd.vercel.app).
Deployed an 87-item survey form on KoboToolbox with custom validation logic and GPS-tagging to collect data from 420 households across 8 divisions.
Managed digital onboarding for 20 field staff and maintained a digital accounting database for expenditures following PPR guidelines.
SUST Research Center, Shahjalal University of Science and Technology
Research Assistant (Department of Economics, SUST)
September 2025 – June 2026
Project: "Unveiling the Dividend-Volatility Nexus in Bangladesh: A Bayesian Hierarchical Investigation" (Project Code: SS/2025/1/21)
Built and hosted the official web platform using Next.js and Vercel to display charts and econometric data models cleanly (dividend-nexus.vercel.app).
Managed data pipelines and cleaned 2,716 records from 273 Dhaka Stock Exchange firms across a 10-year span to prepare them for Bayesian MCMC econometric models.
Sylhet Sustainable Development Research Firm (SSDRF), Sylhet
Web Developer and Technical Associate
August 2024 – Present
Designed and managed responsive websites (ssdrf.com, academy.ssdrf.com) using WordPress and Elementor, increasing user engagement by creating visually appealing, user-friendly platforms.
Developed content strategies for social media and website updates, boosting online visibility for regional and national research initiatives.
Institutional Engagements & Collaborations
Centre for Fintech & Strategic Business Research
Founding Member & Computational Lead
Autonomous think-tank and action lab operating under Crossref DOI prefix 10.67226, advancing FinEngine, C.A.S.E., and quantitative financial research.
Army Institute of Business Administration
Research Assistant & Finance Student
Primary academic institution for pursuing Finance (BBA), serving as a Research Assistant, and conducting academic research.
Bangladesh University of Professionals
Affiliating University
Academic governing body providing curriculum standards, examination oversight, and degree accreditation for Army IBA Sylhet.
National Academy for Planning and Development (NAPD)
Ministry of Public Administration, Govt. of the People's Republic of Bangladesh
Research Assistant (Digital Operations)
Supporting research operations for the national living standard study (MSEI-Bangladesh), including KoBoCollect ODK workflow setup and digital data collection support under the NAPD Research Grant 2025-26.
Shahjalal University of Science and Technology
Department of Economics & SUST Research Centre
Research Assistant (Grant Support)
Supporting Department of Economics grant projects through econometric web portal maintenance, financial dataset management, and Bayesian MCMC analysis support.
Sylhet Sustainable Development Research Firm
Web Developer & Tech Associate
Technical management of organizational platforms, academic journals, and regional sustainable development initiatives in Sylhet, including digital research workflows supporting national and university-linked empirical grant operations.
BRAC University
Research Presenter & Collaborator
Presentation of peer-reviewed research and Case at the ICCBM 2025 and ICFLEW 2025 international conferences; joint research engagement alongside a peer from the Department of Computer Science and Engineering (CSE).
United International University (UIU)
Conference Presenter
Presentation of research work at the 8th International Conference on Sustainable Development (ICSD) 2026, hosted by UIU, with engagement in interdisciplinary sustainability and finance research dialogue.
American International University-Bangladesh
Research Presenter
Presentation of scholarly findings on sustainable energy policy at the ICCTASS 2025 international conference hosted by the institution.
Education & Academic Background
Bachelor of Business Administration (BBA) - Major in Finance
Army Institute of Business Administration (AIBA), Sylhet
Affiliated with Bangladesh University of Professionals (BUP)
July 2023 – Present | 4th Year / 7th Semester (Finance Major)
Published 5 academic works as an undergraduate researcher, including newly indexed international conference papers and Atlantis Press (Springer Nature) with a live DOI.
5 PublicationsORCID VerifiedGoogle Scholar
2nd Place (Silver Award): Research Proposal
Mentors' Scriptoria: National Literary Fest 2026 organized by DU Writers' Hub, University of Dhaka (July 28–29, 2026).
Team: Erina Akther Ema & Md Golam Mubasshir Rafi (BBA-11, Army IBA Sylhet) | Supervisor: Mr. Md Ahsanul Islam. Topic: Sustainable marketing practices and consumer behavior in Bangladesh.
2nd Place (Silver)DU Writers' HubResearch Proposal
Presented research at 3 international conferences: ICCBM 2025 (BRAC University), ICFLEW 2025 (BRAC University), and ICCTASS 2025 (AIUB).
3 ConferencesPeer-Reviewed
1st Place: OSR Research Competition
Awarded 1st Place in the prestigious Open Science Research Competition organized by SDG 360 for innovative empirical inquiry.
1st Place WinnerSDG 360
1st Place: InkSpire Content Challenge
Champion in the national InkSpire Content Challenge organized by Data Solution-360, demonstrating impactful research and analytical communication.
1st Place ChampionData Solution-360
WordPress Community Volunteer
Contributed 200+ approved translations to the WordPress Polyglots and Training teams; active volunteer and community participant at WordCamp Dhaka 2025.
200+ TranslationsWordCamp Dhaka 2025
Web Developer & Tech Associate
Working at Sylhet Sustainable Development Research Firm managing organizational websites (ssdrf.com, academy.ssdrf.com), digital platforms, and research initiatives.
Current PositionWordPress & Full Stack
Certifications & Professional Development
Selected professional certifications from leading institutions
NASA Open Science Essentials
NASA · Jul 2025
Open Science
Introduction to Python
DataCamp · Aug 2025
Programming
Credit Analyst Job Simulation
Standard Chartered · Jun 2025
Finance
Psychological First Aid
Johns Hopkins · Sep 2023
Mental Health
WordPress Contributor Mentorship
WordPress.org · Nov 2024
Open Source
Scopus Academy: Basic Search
Elsevier · Jun 2025
Research
Business & Finance
Data Visualisation Job Simulation
Tata Group · Jun 2025
Business Insights
Sustainability in Banking
ACCA & CIMB · Oct 2024
ESG
Cybersecurity Simulations
Mastercard & Tata · Sep 2024
Security
Psychology & Mental Health
History of Mental Illness
Wesleyan University · Nov 2023
Psychology
Abnormal Psychology
Wesleyan University · Nov 2023
Clinical Psychology
Web Development & Design
Elementor Certification
Template Monster · Jun 2023
Web Design
WordPress with Docker
Great Learning · Jan 2023
DevOps
Web Development Bootcamp
Udemy · 2020
Full Stack
Professional Skills
Teacher Essentials
Canva · Nov 2024
Teaching
Affiliate Marketing
impact.com · Mar 2023
Marketing
Content Writing & Journalism
Bohubrihi & OPEN · 2021
Writing
Digital Security
MuktoPaath · Mar 2020
Security
Meta Marketing Suite
Meta · 2020
Digital Marketing
Featured: 6 Key Certifications from
NASA, Johns Hopkins, DataCamp, WordPress.org, Standard Chartered, Elsevier Click "See More" to view 30+ additional certifications • Total 40+ credentials (2020-2025)
Get In Touch
Feel free to reach out for research collaborations, academic discussions, or professional networking opportunities.
